Housemaid Health Insurance
Housemaid Health insurance is an insurance product that provides coverage for medical expenses, hospitalization, and other health-related needs of housemaids working in a household in Cyprus. It is particularly important as it helps employers ensure that their employees have access to quality medical care while protecting themselves from unforeseen expenses.
This insurance is tailored for employers who hire housemaids, caregivers, or other domestic staff in their homes. In Cyprus, it is mandatory by law to provide health coverage for domestic workers as well as cover for the expenses for the repatriation of a deceased abroad.
Housemaid insurance, combined with the compulsory Employer's Liability Insurance, enhances and completes the protection offered to your employees.
There are two coverage options depending on the desire of the employer
Basic coverage
| Covers | Upper Limits |
| Cover in respect of expenses incurred for the transportation of mortal remains | €5,000 |
Full coverage
| Covers | Upper Limits |
| IN-PATIENT COVER | |
| Annual Cover per insured | €13,700.00 |
| Annual limit per Ailment or Accident per insured person | €8,600.00 |
| Room & Board | €70.00 |
| I.C.U. Room & Board | €175.00 |
| OUT-PATIENT COVER | |
| Annual Cover per insured | €1,710.00 |
| Annual limit per Ailment or Accident per insured person | €685.00 |
| Upper Limit per visit to the Doctor | €18.00 |
| Annual Deductible amount per insured person | €18.00 |
| MATERNITY BENEFIT (Normal delivery or C.S. delivery). Lump Sum | €520.00 |
| COVER IN RESPECT OF EXPENSES INCURRED FOR THE TRANSPORTATION OF MORTAL REMAINS | €5,000.00 |
| PERCENTAGE OF COVER | 90% |
| Main Exceptions | |
| Expenses for treatment that is not done or recommended by a legally licensed and qualified doctor | |
| Expenses incurred outside Cyprus | |
| Alcohol / substance abuse |
* For the terms of the contract, contact us or our insurance agents.
This website is designed to provide you with data which offers an indication of our product and services. We have made every effort to ensure that those are in accordance with the products and services currently on offer to our customers. Those data may be changed without notice and we do not take any responsibilities or provide any warranties with regard to the availability of the products or services, the price that appears or the content of insurance plan you chose. To receive the latest and conclusive pricing and specification information, please visit one of our offices or contact our insurance agents.