YOU choose about your health, and WE have the solution. mihealth is a new type of Private Medical Insurance that gives you control over your health care. It offers you the flexibility to choose treatments for yourself, without having to worry about how much money you will spend on medical bills.
What does mihealth offer to you?
-Full Coverage with a Maximum Annual Limit of €2,000,000.
-Planned Hospitalization abroad.
-Emergency hospitalization coverage during a trip abroad.
-Maternity Allowance.
-mihealth is not terminated if you are insured under the age of 50.
-20% discount on insurance premiums for dependent children.
| Schedule of Benefits | Upper Limits |
| Annual Limit of Cover (excluding USA, Canada, Switzerland) | €2.000.000 |
| Emergency Travel Incidents in the USA, Canada, Switzerland | €50.000 |
|
Choice of Annual Deductible amount*
The minimum annual deductible amount in the case of individual insurance is
€500
|
€500 , €3.000 , €5.000 , €10.000 , €20.000 |
| Choice of Coinsurance percentage | 10% , 20% , 30% , 40% & 50% |
| Pre-Hospitalization Cover | |
| Doctor’s Fees | Full Cover |
| Pre-Surgical Diagnostic Tests | Full Cover |
| Hospitalization Treatment | |
| Hospital Charges | Full Cover |
| Room & Board Charges | Full Cover |
| Doctor’s Fees | Full Cover |
| Surgeon’s fees | Full Cover |
| Anaesthetist’s fees | Full Cover |
| Diagnostic tests during hospitalization | Full Cover |
| Post-Hospitalization Treatment | |
| Physiotherapy | €250 per year |
| Diagnostic Test & medication | €200 per year |
| Out-Patient Cancer Therapy | €12.000 per year |
| First Aid Accident Care | Full Cover |
| Out-Patient or Day Case Surgical Treatment | Full Cover |
|
Other Benefits*
The Deductible Amount and Percentage of Co-insurance do not apply.
|
|
| A. Cover of the cost of the transfer of mortal remains from abroad to Cyprus | €3.500 |
| B. Ambulance transfer | €600 per year |
| C. Out-Patient Diagnostic Tests: | €300 per year |
| - XRays | |
| - CT Scans | |
| - MRI Scans | |
| - Endoscopic Examinations | |
| D. Maternity Benefit | |
| - Normal Delivery | €1.500 |
| - Caeserian Section Delivery | €2.500 |
| - Medically Induced Abortion | €700 |
| - Ectopic Pregnancy | €1.500 |
| E. Childbirth Allowance | €600 |
** For the terms of the contract, contact us or our insurance agents.
***For the IPID please click below.
View Insurance Product Information DocumentThe main benefit of getting health insurance at a young age is that you are healthy. This ensures a lower premium, the opportunity to choose high coverage limits and be insured for health disorders that would otherwise be considered pre-existing and not covered.
If you are between 18-65 years old and you are a permanent resident of Cyprus, then you can participate in this health plan. One can also insure their children from 3 months to 18 years or twenty-five (25) years if they are soldiers or if they are studying in a higher educational institution in Cyprus as well as his/her spouse/partner who has not exceeded the above mentioned age limits.
The Maternity Benefit is paid for expenses related to childbirth hospitalization whether the childbirth is natural or by caesarean section, with maximum limits those indicated in the Schedule of Benefits. It is also subsidized, in the event that there are no costs for maternity hospitalization. For the payment of the maternity benefit or the childbirth allowance, the childbirth should occur at least 15 months after the date of entry of the insured mother in the insurance policy.
This website is designed to provide you with data which offers an indication of our product and services. We have made every effort to ensure that those are in accordance with the products and services currently on offer to our customers. Those data may be changed without notice and we do not take any responsibilities or provide any warranties with regard to the availability of the products or services, the price that appears or the content of insurance plan you chose. To receive the latest and conclusive pricing and specification information, please visit one of our offices or contact our insurance agents.