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Health Insurance

Your health is your most valuable asset, and mihealth understands that. Our private medical insurance puts you in control of your healthcare decisions, offering you the flexibility to choose the treatments that best suit your needs. With mihealth, you can rest easy knowing that you won't have to worry about the cost of medical bills. Our comprehensive coverage ensures that you receive high-quality medical care without any financial burden.

What does mihealth offer to you?

  • -No excess applies to the Basic and Advanced plans.
  • -Choose between three Maximum Annual Cover Limits of €25.000, €100.000 or €2.000.000.
  • -Planned Hospitalization abroad.
  • -Emergency hospitalization coverage during a trip abroad.
  • -Maternity Benefit.
  • -Childbirth Allowance.
  • -Outpatient benefits.
  • -mihealth will not be terminated at the age of 75 if the insured was under 50 years old on the insurance starting date.

Frequently Asked Questions

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Schedule of Benefits Basic Advanced Elite
Annual Limit of Cover (excluding USA, Canada, Switzerland) €25.000 €100.000 €2.000.000
Emergency Travel Incidents in the USA, Canada, Switzerland €25.000 €25.000 €50.000
Choice of Annual Deductible amount*
N/A N/A €500 , €3.000 , €5.000 , €10.000 , €20.000
Choice of Coinsurance percentage N/A N/A 10% , 20% , 30% , 40% & 50%
Pre-Hospitalization Cover
Doctor’s Fees Full Cover Full Cover Full Cover
Pre-Surgical Diagnostic Tests Full Cover Full Cover Full Cover
Hospitalization Treatment
Hospital Charges Full Cover Full Cover Full Cover
Room & Board Charges Full Cover Full Cover Full Cover
Doctor’s Fees Full Cover Full Cover Full Cover
Surgeon’s fees Full Cover Full Cover Full Cover
Anaesthetist’s fees Full Cover Full Cover Full Cover
Diagnostic tests during hospitalization Full Cover Full Cover Full Cover
Post-Hospitalization Treatment
Physiotherapy €250 per year €250 per year €250 per year
Diagnostic Test & medication €200 per year €200 per year €200 per year
Out-Patient Cancer Therapy N/A N/A €12.000 per year
First Aid Accident Care Full Cover Full Cover Full Cover
Out-Patient or Day Case Surgical Treatment Full Cover Full Cover Full Cover
Other Benefits*
A. Cover of the cost of the transfer of mortal remains from abroad to Cyprus €3.500 €3.500 €3.500
B. Ambulance transfer €600 per year €600 per year €600 per year
C. Out-Patient Diagnostic Tests: €300 per year for Endoscopic Examinations €300 per year for Endoscopic Examinations €300 per year for XRays, CT Scans, MRI Scans, Endoscopic Examinations
D. Maternity Benefit
- Normal Delivery €1.500 €1.500 €1.500
- Caeserian Section Delivery €2.500 €2.500 €2.500
- Medically Induced Abortion €700 €700 €700
- Ectopic Pregnancy €1.500 €1.500 €1.500
E. Childbirth Allowance €600 €600 €600

** For the terms of the contract, contact us or our insurance agents.

*** Where "Full Cover" is mentioned, we mean compensation based on Reasonable and Usual expenses.

**** Applies to those who have a permanent residence and live in Cyprus for at least nine (9) months per year.

Kindly ensure that you have carefully read the IPID below.

View Insurance Product Information Document
  • Will I gain more benefits by buying health insurance at an early age?

    The main benefit of getting health insurance at a young age is that you are healthy. This ensures a lower premium, the opportunity to choose high coverage limits and be insured for health disorders that would otherwise be considered pre-existing and not covered.

  • Who is eligible in getting insured under this scheme?

    If you are between 18-65 years old and you are a permanent resident of Cyprus, then you can participate in this health plan. One can also insure their children from 3 months to 18 years or twenty-five (25) years if they are soldiers or if they are studying in a higher educational institution in Cyprus as well as his/her spouse/partner who has not exceeded the above mentioned age limits.

  • Is maternity covered?

    The Maternity Benefit is paid for expenses related to childbirth hospitalization whether the childbirth is natural or by caesarean section, with maximum limits those indicated in the Schedule of Benefits. It is also subsidized, in the event that there are no costs for maternity hospitalization. For the payment of the Maternity Benefit or the Childbirth Allowance, the childbirth should occur at least 15 months after the date of entry of the insured mother in the insurance policy.

This website is designed to provide you with data which offers an indication of our product and services. We have made every effort to ensure that those are in accordance with the products and services currently on offer to our customers. Those data may be changed without notice and we do not take any responsibilities or provide any warranties with regard to the availability of the products or services, the price that appears or the content of insurance plan you chose. To receive the latest and conclusive pricing and specification information, please visit one of our offices or contact our insurance agents.