Car Insurance in Cyprus: What you need to know
Car insurance in Cyprus is mandatory for all drivers. It protects you and others in case of an accident..
Car Insurance in Cyprus
Car Insurance in Cyprus is essential for every vehicle used on public roads. At Minerva Insurance, you can choose from Third Party and Comprehensive Car Insurance options, depending on your vehicle, driving needs and preferred level of cover. Compare the available packages and request a quote online to find the right cover for your car.
Why choose Minerva Insurance for your Car Insurance?
- ✅ Flexible cover options — choose from Third Party and Comprehensive Car Insurance packages.
- ✅ Competitive pricing — solutions designed for different needs and budgets.
- ✅ Roadside Assistance and Accident Care — available depending on the selected package.
- ✅ Experienced support — our team can help you choose the right level of cover.
- ✅ Easy quote request — complete the online form and our team will contact you.
Request a Car Insurance Quote
Contact us by filling out the online form, and we’ll provide the coverage you need for your car insurance in Cyprus.
What does Car Insurance cover in Cyprus?
Minerva Insurance offers a range of Private Vehicle Insurance packages, from Third Party cover to Comprehensive options. The table below provides an overview of the main covers available under each package, including Roadside Assistance, Accident Care, Personal Accident cover, fire and theft, natural hazards and own damage cover, where applicable.
Compare all packages
| Private Vehicles Covers | THIRD PARTY | THIRD PARTY PLUS | THIRD PARTY SPOUSE | THIRD PARTY ANTIQUE CAR | COMPREHENSIVE | COMPREHENSIVE SPOUSE | COMPREHENSIVE GOLD |
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| Off-road use of the vehicle |
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Roadside assistance*
for vehicles weighing less than 3500 kg
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| Accident Care |
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Driving another vehicle of the same type*
In case of individual person, driving another vehicle of the same type as the insured vehicle in Cyprus.
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| Vehicle towing |
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Personal accident coverage*
Personal accident coverage for the policyholder and his / her spouse
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€ 10,000 |
€ 5,000 |
€ 10,000 |
€ 5,000 |
€ 10,000 |
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Breaking windshield and windows without increasing premium*
Breaking windshield and windows and keeping the premium at the same levels after the claim.
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€ 300 |
€ 400 |
€ 300 |
€ 150 |
€ 600 |
€ 300 |
€ 1000 |
| Loss of Vehicle Use |
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Loss or damage to the insured vehicle as a result of natural hazards*
Loss or damage to the insured vehicle as a result of natural hazards, including flood, thunderstorm, storm, hurricane
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| Loss or damage from hail |
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Coverage for malicious damage*
Coverage for malicious damage, for malicious arson, explosion of the vehicle.
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| Loss or damage to the insured vehicle due to fire or theft |
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| Coverage for Own Damages to the insured vehicle |
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Driving by any driver with restriction*
Driving by any driver who holds a regular driving license over 5 years.
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| Non-charge protection due to claim |
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| Discount protection due to non-submission of claim |
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PACKAGE COVERAGE
OPTIONAL COVERAGE
The information above is indicative. Covers, limits, terms and exclusions may vary depending on the selected package and the official policy documents. For full details, please refer to the Insurance Product Information Documents or contact our team.
Frequently Asked Questions
Car insurance is a contract between the insured and the insurance company, providing financial protection in the event of an accident. Depending on the type of coverage, car insurance may include compensation for damages caused to third parties (third-party liability), repairs to your own vehicle, coverage of medical expenses, and roadside assistance services.
According to the Motor Vehicles (Third-Party Liability Insurance) Law, car insurance is mandatory in Cyprus for third-party coverage. Every vehicle driven on public roads must have at least third-party liability insurance. This mandatory insurance protects against financial damages caused to others in case of an accident. Failure to have insurance may result in fines, penalties, and other legal consequences.
The cost of insurance depends on several factors:
Personal factors such as the driver’s age, years of driving experience, and accident history.
Vehicle-related factors such as the make and model, age of the car, engine capacity, and horsepower.
If you want to find out your own cost, request a quote today.
Basic insurance (third-party coverage) only covers damages you may cause to other vehicles, individuals, or property. Comprehensive insurance provides broader protection, covering both third-party damages and damage to your own vehicle, even if caused by weather conditions or theft (if selected).
Required documents:
For the vehicle, you need to have a valid Registration Certificate and a Roadworthiness Certificate (MOT), and send us the vehicle registration/ownership document.
For the driver, you need to send us a copy of the Driving License and any available Driving History.
Having these documents available helps us prepare your quote more quickly!
In the event of an accident, follow these steps:
- Remain calm and ensure you are safe.
- Call roadside assistance at 8001 2424; they will arrive promptly to handle the accident.
In cases of significant damage or injury, contact the Police immediately at 112.
This website is designed to provide you with data which offers an indication of our product and services. We have made every effort to ensure that those are in accordance with the products and services currently on offer to our customers. Those data may be changed without notice and we do not take any responsibilities or provide any warranties with regard to the availability of the products or services, the price that appears or the content of insurance plan you chose. To receive the latest and conclusive pricing and specification information, please visit one of our offices or contact our insurance agents.