Welcome to our online home insurance quotation service, where finding the perfect coverage for your home is just three clicks away. We understand the importance of protecting your most valuable assets, and that's why we offer three tailored plans to suit your needs.
| miplace express COVERAGE TABLE | CLASSIC express | ADVANCED express | ELITE express |
|---|---|---|---|
| Basic Covers | |||
| Fire-Smoke | |||
| Fire from short-circuit | |||
| Lightning Strike | |||
| Fire-Extinguishing damage | |||
| Domestic use boiler/LPG explosion | |||
| Additional covers | |||
| Earthquake | |||
| Tempest, Storm, Windstorm | |||
| Flood | |||
| Collision | |||
| Strikes, riots, civil commotion, political or labour unrest | |||
| Malicious acts | |||
| Leakage, bursting of pipes or tank overflow | |||
| Investigation Costs for Leakage or bursting of pipes | € 1.000 |
€1.500 |
|
| Falling of trees | |||
| Burglary - Robbery | |||
| Extension of coverage for outdoor installations and machinery | €10.000 |
€10.000 |
|
| Breakage of glass (applies if it is covered as Private residence) | €1.000 | €1.000 | |
| Content in open outdoor areas | €2.000 | €2.000 | €2.000 |
| Reinstatement Value Basis | |||
| Public liability of insured* | |||
| per event | €100.000 | €200.000 | €200.000 |
| Aggregate Limit | €200.000 | €400.000 | €400.000 |
| Pubic Liability of Pet Ownership (Aggregate Limit) | €10.000 | €10.000 | €10.000 |
| Supplementary Covers | |||
| Forest fire | |||
| Loss of Rent | |||
| Alternative Accommodation | |||
| Spoilage of Food in a refrigerator or freezer | €300 | €300 | |
| Compensation for death of the Insured person* | €10.000 | ||
| Ambulance Service | €600 | ||
| Engineers and architects fees | |||
| Removal of debris expenses | |||
| Owner's liability to tenant | €10.000 |
€10.000 |
|
| Electrical and electronic household appliances (short-circuit) | €1.500 |
€1.500 |
€1.500 |
| Water-meter loss | €300 |
€300 |
€300 |
| Extended explosion | |||
| Extension of unoccupancy period of insured property | |||
| 31-90 days | |||
| 91-180 days | |||
| 181-365 days | |||
* It does not apply when the insured is a legal entity.
** For the terms of the contract, contact us or our insurance agents.
Home insurance is a type of insurance that offers financial protection against unexpected events, such as natural disasters, fire, theft, and other risks. It ensures you have the necessary coverage to repair your home and protect your property in case of damage or loss.
Home insurance in Cyprus protects your home against risks such as fire, lightning, earthquakes, theft, and extreme weather conditions, safeguarding your property and reducing financial risks.
Underinsurance occurs when your home's actual value is greater than the insured amount. In case of a claim, this results in receiving reduced compensation for your loss.
Yes, in Cyprus, home insurance is mandatory for all mortgage loans, protecting both the bank and the homeowner in case of damage. However, each individual has the right to choose their preferred insurance provider.
The cost of home insurance depends on your property’s value and the coverages you select. You can check how much it costs on our website.
Damages from severe weather conditions are covered in Cyprus, provided you have selected an insurance plan that includes these specific coverages.
This website is designed to provide you with data which offers an indication of our product and services. We have made every effort to ensure that those are in accordance with the products and services currently on offer to our customers. Those data may be changed without notice and we do not take any responsibilities or provide any warranties with regard to the availability of the products or services, the price that appears or the content of insurance plan you chose. To receive the latest and conclusive pricing and specification information, please visit one of our offices or contact our insurance agents.