Athena:
The main benefit of getting health insurance at a young age is that you are healthy. This ensures a lower premium, the opportunity to choose high coverage limits and be insured for health disorders that would otherwise be considered pre-existing and not covered.
If you are between 18-65 years old and you are a permanent resident of Cyprus, then you can participate in this health plan. One can also insure their children from 3 months to 18 years or twenty-five (25) years if they are soldiers or if they are studying in a higher educational institution in Cyprus as well as his/her spouse/partner who has not exceeded the above mentioned age limits.
The Maternity Benefit is paid for expenses related to childbirth hospitalization whether the childbirth is natural or by caesarean section, with maximum limits those indicated in the Schedule of Benefits. It is also subsidized, in the event that there are no costs for maternity hospitalization. For the payment of the Maternity Benefit or the Childbirth Allowance, the childbirth should occur at least 15 months after the date of entry of the insured mother in the insurance policy.
No, there is no limit to the number of claims. However, there is an annual upper limit of cover.
The policy is terminated at the age of 75 unless the insured’s inception on the policy was at a date prior to this 50th birthday.
Yes, you are entitled for tax discount.
You can choose to pay your premium in installments (monthly, quarterly or half-yearly basis) as well.
Yes. The choice of doctor and hospital is yours.
Coverage for travel abroad that does not exceed 21 days is valid in all countries of the world for emergency treatment. In the case you are travelling to the USA, Canada or Switzerland, then the upper limit is further limited to the one stated on the schedule.
Athena: