Agricultural Workers Health Insurance
Health Insurance for Agricultural Workers is a specialized insurance designed to provide medical coverage for workers employed in agricultural businesses. Its primary purpose is to address their healthcare needs in the event of illness or accidents.
This insurance is intended for employers who hire workers in agricultural enterprises or farms to provide them with essential health coverage. In Cyprus, this insurance is mandatory and can be combined with the mandatory Insurance for Employer’s Liability for a more comprehensive protection.
There are three coverage options depending on the desire of the employer
Basic coverage
| Covers | Upper Limits |
| Cover in respect of expenses incurred for the transportation of mortal remains | €5,000 |
| Accidental Death | €10,000 |
In-Patient Cover
| Covers | Upper Limits |
| Annual Cover per insured person | €13,700.00 |
| Annual limit per Ailment or Accident per insured person | €8,600.00 |
| Room & Board | €70.00 |
| I.C.U. Room & Board | €175.00 |
| MATERNITY BENEFIT (Normal delivery or C.S. delivery). Lump Sum | €520.00 |
| COVER IN RESPECT OF EXPENSES INCURRED FOR THE TRANSPORTATION OF MORTAL REMAINS | €5,000.00 |
| ACCIDENTAL DEATH | €10,000.00 |
| PERCENTAGE OF COVER | 90% |
Full coverage
| Covers | Upper Limits |
| IN-PATIENT COVER | |
| Annual Cover per insured | €13,700.00 |
| Annual limit per Ailment or Accident per insured person | €8,600.00 |
| Room & Board | €70.00 |
| I.C.U. Room & Board | €175.00 |
| OUT-PATIENT COVER | |
| Annual Cover per insured | €1,710.00 |
| Annual limit per Ailment or Accident per insured person | €685.00 |
| Upper Limit per visit to the Doctor | €18.00 |
| Annual Deductible amount per insured person | €18.00 |
| MATERNITY BENEFIT (Normal delivery or C.S. delivery). Lump Sum | €520.00 |
| COVER IN RESPECT OF EXPENSES INCURRED FOR THE TRANSPORTATION OF MORTAL REMAINS | €5,000.00 |
| ACCIDENTAL DEATH | €10,000.00 |
| PERCENTAGE OF COVER | 90% |
| Main Exceptions | |
| Expenses for treatment that is not done or recommended by a legally licensed and qualified doctor | |
| Expenses incurred outside Cyprus | |
| Alcohol / substance abuse |
* For the terms of the contract, contact us or our insurance agents.
This website is designed to provide you with data which offers an indication of our product and services. We have made every effort to ensure that those are in accordance with the products and services currently on offer to our customers. Those data may be changed without notice and we do not take any responsibilities or provide any warranties with regard to the availability of the products or services, the price that appears or the content of insurance plan you chose. To receive the latest and conclusive pricing and specification information, please visit one of our offices or contact our insurance agents.