| Personal | Property | Jointly Owned Building Insurance
Micomplex cover.jpg

Micomplex


The innovative micomplex Insurance plan is addressed to the Management Committees of Common Buildings, Apartment Buildings or Complexes.
It also concerns Owners of Private Units such as apartments, houses, offices, shops, etc., which are part of a Common Building.
According to the Legislation, the Management Committee of each Common Building has an obligation to maintain insurance for the Common Building against Fire and Other Risks, at replacement value.
The micomplex plan provides the possibility of comprehensive insurance of the Common Building, Apartment Building or Complex, including the Privately Owned Private Units.

COVERAGE TABLE Essential Extended Privileged
Compulsory covers
Fire-Smoke
Fire from short-circuit
Lightning Strike
Fire-fighting damage
Earthquake
Domestic use boiler/LPG explosion
Additional covers
Tempest, Storm, Windstorm
Flood
Collision
Strikes, riots, civil commotion, political or labour disturbances
Malicious acts
Leakage, bursting of pipes or tank overflow
Investigation costs for leakage or bursting of pipes-jointly owned property and per unit

1000


1500
Falling of trees
Forest fire
Burglary - Robbery
Public liability of insured
per event
100.000

200.000

200.000
aggregate limit
200.000

400.000

400.000
Extensions of cover
Engineers and architects fees
Removal of debris expenses
Owner's liability to tenant (per owner)

10.000


10.000


10.000
Electrical and electronic household appliances (short-circuit due to lightning strike) - per unit

1.500


1.500


1.500
Water-meter loss(per meter)

300


300


300
Accidental breakage of glass insured property

1.000
Extended explosion
Content in open outdoor areas
Extension of unoccupancy period of insured property
31-90 days
91-180 days
181-365 days
PACKAGE COVERAGE
OPTIONAL COVERAGE

* For contract's terms, contact us or our agents.

This website is designed to provide you with data which offers an indication of our product and services. We have made every effort to ensure that those are in accordance with the products and services currently on offer to our customers. Those data may be changed without notice and we do not take any responsibilities or provide any warranties with regard to the availability of the products or services, the price that appears or the content of insurance plan you chose. To receive the latest and conclusive pricing and specification information, please visit one of our offices or contact our insurance agents.